A friend of mine who has a CCL had an occasion to pull his weapon a few weeks ago, when he was accosted by two individuals whom he knew meant him harm. It was a choice of pulling his weapon or taking a beating. My friend didn't feel like a trip to the hospital that day. Usually he carries a 1911 or, lately, a Glock in either a inside the waistband holster, or occasionally, a shoulder holster. This day, however, he just stuck a snub-nosed Ruger SP 101 in the inside pocket of his vest (he was on his motorcycle). When the moment came that he realized pulling the firearm was warranted, he almost didn't clear the gun in time. The revolver hung up in the pocket, and he had to work to clear it. Fortunately he was able to free it in time; everybody walked away, and nobody got hurt. I've done the same thing as my buddy -- just stuck the gun somewhere on me, assuming that having it was enoungh without enough consideration about how quickly and smoothly I could draw it. I think we're both going to put more thought into carrying with proper holsters these days.