To all the younger members (say under 35) or actually everyone. With all the talk about SHTF or financial collapse of the USA(or even the world), you must remember that it is just talk. When I was young I remember there were doom-sayers back then and I thought(wrongly) that something would happen soon(nothing did). Then on 1-1-2000 it was going to happen for sure this time(Y2K) and again nothing happened. I never prepared and I'm still alive. Yes it is true bad things can certainly happen, even catastrophic things. But it is also true nothing bad could happen. No one can really tell you the odds either way. It is very easy to listen to all the arguments and get convinced that SHTF is going to positively happen, if not this week then next week for sure. It may never happen. Don't change your whole life and spend yourself poor planning on something that may never happen. Should you prepare for bad things? Maybe. If you are married you and your spouse should agree on your plan. Maybe your plan is to always keep 5 cans of soup in your cupboard. Good plan. Maybe you decide just to always fill your gas tank before it gets down to 1/2 tank. Fine plan. You are the one to decide what threat might come to happen and prepare with the odds and your checkbook in mind. No one is wrong in what they decide to do as long as they do take a little time to think about it. That said, I am now somewhat of a prepper. I have a bunch of stuff ready,just in case. We are certainly not rich and you can make many preparations without spending much money. That is what I urge the younger members to do if they want to prepare for something that may never happen. There have been a large number of posts on how to prepare and I urge you to read them as they contain a lot of valuable information. The only purpose of this post is to get you to really think for yourself and not be swayed into thinking that you must do this or that. You decide what is best for you and don't let anyone tell you that you are dumb for not doing what they say you should do. Do as much or as little as you (and you spouse) decide.