Look at your cell phone. Do you have a contact listed as "wifey", spouse, dear, or anything like that? A woman had her purse taken. 20 minutes later, she called her husband to inform him. He replied that he got a message from her asking for the PIN to their account and provided it. Yep, the thief sent a message to the contact labeled "hubby" and got the PIN. By the time the bank was notified, all the money was taken out of the account.