WOC, I can almost guarantee you that if you go out and buy a $100 (or so) stripped lower receiver now you'll have a fully functioning AR by the end of the year! With all the stickies and help from the forum you really won't have much trouble (you've seen new people do this and it always works out if they buy decent parts). Or you could just put a S&W M&P-15 Sport on layaway...I would love to own an AR. I wish I could afford one. I feel so pressured to buy certain guns before they become 'forbidden'.