Hello All! I am in desperate need (well, that's what I tell the wife) of a DISCRETE sub-compact firearm in .40 S&W, and I absolutely detest Glock. Also, my budget is ~$500, but the closer to $400 I can get that, the better off I will be. That said, I have pretty much narrowed my decision down to 4 pistols: the M&P 40c, the Taurus 24/7c Gen2, the Ruger SR40c, and, of course, the XD 40c. I am comfortable CC'ing a compact without frame safeties (a la Block), but the added safeties on all of them but the S&W are added bonuses. I do like the grip safety on the XD. In all reality, I am pretty close to the XD, but my concerns are whether the higher bore axis makes accuracy difficult, quality and longevity, and if the fact that the added thickness makes EDC uncomfortable. That said, I usually carry a Witness (full-size frame, compact bbl) or my CZ SP-01, but I really, REALLY need something that I can carry without any fear of flashing. Minor printing would be bad, but not necessarily catastrophic. Pros of the S&W? Thinner, lower bore axis Taurus Pros? Thinner, higher capacity (unless I'm mistaken) Ruger? Thinner, bore axis, but it's BIG for a "compact" XD? Price, great company, trigger feels nice... Help push me over the edge guys, or steer me in a better direction. I won't be buying it this month, but I am putting money down on one of them next week, one way or another. I appreciate your help!