It seems to me as prices go up/supply goes down, there are more and more OP's that talk of hand loads for SD carry? I hand load some very good ammo with Hornady XTP and Speer Gold Dot bullets that I reserve for hunting. I have NO doubts that they would save my life in any SD situation. THE problem with hand loads for SD is the legal system. I have been told by more than a few that if I use a hand load for a SD shooting, I had better be ready for legal problems. What are your thoughts??