Here's the deal, You have no more than $399 to spend on a handgun. The handgun MUST BE NIB. It will be the only handgun that you are allowed to own, so choose wisely. It can be any caliber, revolver or semi auto that's current in today's market, but remember it's the only one you get. So what is your pick for the most reliable, best designed, best built $399 (retail not MSRP) or less handgun. Remember it's the only handgun you will have to protect yourself & your family, to shoot at the range etc etc.