Hello to one and all! I am in the process of deciding on what my first firearm purchase will be. I have fired a large variety of hand guns and I believe that I know what I am looking for. I've attempted to shoot a wide variety of brands and styles, to allow me to narrow down the kind of firearm I am looking for. I have shot multiple SIG's, 1911's, XD's, Glock's, and S&W's. Unfortunately, I am limited to a $500 budget. At that price, I am extremely drawn to a S&W M&P .40. I was almost ready to hit the order button on the M&P, when I began reading about the CZ75B It is about the same price, and an all steel construction -- which is a big draw for me. I only plan on shooting at local pistol ranges, but durability of the firearm is a big purchase point for me. It's also a 9mm. I prefer a .40 (really love .45 but cant afford a 1911), but as we all know the 9mm is much cheaper to buy ammo for. So the question is, which would you all buy? The M&P in .40 or the CZ75B in 9mm?