Credit Card.

Discussion in 'The Club House' started by shadecorp, Aug 19, 2010.

  1. shadecorp

    shadecorp Active Member Supporter

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    You all better watch your credit cards.
    Yesterday was notified by my bank that their was some unusual activity on my card.
    Went to the bank today and found I had paid for a trip and other items with my card.
    As I was speaking with the fraud department,
    My new friends were using my number. :eek:
    Card was cancelled, all charges were removed.
    Be Careful.
     
  2. CA357

    CA357 New Member Supporter

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    Thanks for the reminder. About eight years back, somebody got hold of our checking account info. What a nightmare. :rolleyes:
     

  3. amoroque

    amoroque New Member

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    Yes, thank you for the reminder.....same thing happened to me. Somebody was buying concert tickets all over the country with my debit card number.

    I was very surprised the person couldnt be caught.....I guess it ranks pretty low on the Americas Most Wanted List.

    Thank goodness the banks remove the charges huh?
     
  4. gregs887

    gregs887 New Member

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    Thanks for the reminder friend. BTW, whats your mothers maiden name and the last four numbers of your social?






    :D
     
  5. BillM

    BillM Active Member Supporter

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    Yup. Happened to me 5 days ago. Card company caught it--I guess they
    thought 3 transactions of increasing value in 6 minutes was a bit much.

    I told them that if they figured out who it was I would be happy to go
    "have a little chat" with them---save the card company the cost and time
    of prosecuting.:)
     
  6. saviorslegacy

    saviorslegacy New Member

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    I personally despise credit cards. I have seen what damage they can do first hand. My family almost lost everything to the bank, even our house.
    I am actually glad I went through those times though. It taught me how to live without and how dangerous that little plastic card can be.
    I own a debit card only and it will stay that way.

    Anyways, thanks or the heads up.
    This is why I don't have that much money in my account. I am to afraid that someone will get that number and spend all of my money. :(
     
  7. billdeserthills

    billdeserthills New Member

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    I was notified that the investment company had lost my personal info. I went online & put a freeze on my credit info- problem solved
     
  8. pandamonium

    pandamonium New Member

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    The Judge said I'm not allowed to have credit cards anymore!




    Kidding, I have one, can't wait to pay it off and close the account. I figure if I can't afford it now I can't afford it later.
     
  9. DrumJunkie

    DrumJunkie New Member

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    People online shopping are getting numbers stolen at an alarming rate. Everyone needs to make sure that if they do any shopping online to clear your cache (internet history) as soon as they are done.

    Those prepay cards like Green Dot card. I've seen them at Walmart and it's a great idea. You only have what's you load on it so if someone gets it they wont take you to the cleaners. There are tons of ways to get your card info. Both in the real world and the web. It's well worth taking all the precautions one can to make sure no one besides you and/or your significant other is getting into your pocket. It seems that the online number stealing is the worst these days. All the more reason to beef up your internet security and make sure you empty your history right after any online shopping.

    Both Mozilla Firefox, Google Chrome, and that horrid Internet explorer have it in their tools menu.
     
  10. freefall

    freefall New Member

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    I would never have a debit card. The money comes straight out of your bank account, and as I understand you cannot recover it. Credit cards have SOME protection against fraudulent use. I buy nearly everything on our VISA card (need those airline miles) and pay it off every month. If I could make my house payment with it I would. If you can't pay it off, cut it up!
     
  11. gregs887

    gregs887 New Member

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    You can recover it but it's a royal pain in the ***. Much easier to get money back from a credit card company.
     
  12. CLJones

    CLJones New Member

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    I have had my debit card info stolen twice, 2 diff banks. I believe the first time a bartender wrote down my info and used it that way no idea how they got it the second time. Both time it was relatively easy to get my cash back (maybe im an exception to the pain in the *** rule). went to the bank signed some paperwork and within 24 hours had the cash in my account while they investigated (kinda like a loan while they make sure you didnt get drunk and spend it and lie). Other than having to deal with the numbnuts at B of A wasnt bad at all except for the whole being robbed thing.
     
  13. WDB

    WDB New Member

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    I expect it depends on the bank that holds your mortage, I pay mine monthly with auto payment with a credit card issued by the same bank, get the points and the balance is paid off monthly by an auto transfer from my checking account. More than the points it works my credit score, high lending rate on the card and it's paid in full every month. I don't do anything except make certian the money is in the bank for the the rest to happen.

    BTW even my debit card has fraud protection
     
  14. billdeserthills

    billdeserthills New Member

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    First thing I get rid of when I open a bank account is the debit card. I don't need any more plastic cards and I don't wanna remember anymore stupid pin numbers. Fact is I haven't used an ATM in at least 15 years & if I don't have enough money to buy what I want, then I don't buy anything.