OK, I have some coins that I inherited and I am learning something about silver coins. I hear all of this stuff about silver coins and buying silver but they are worth more for numismatic value than the are for the silver in many cases. For instance the Roosevelt dime is worth $2.00 in silver but $2.50 numismatic value minimum and as much as $16 and up to $75 for a rare coin. That is a wide range in value. I looked up the Morgan Dollar as well (wish I found one of those!) and they are worth $23 in silver but a minimum of $30 and up to thousands of dollars in numismatic value. Anyhow, I wonder how anybody can reconcile buying silver coins for the silver value when the numismatic value can be much higher in many cases? Are there silver coins that have no numismatic value that are worth exactly what the silver content is? I would rather have those coins than the collectible coins because when the SHTF there will not be any collectors buying the old Morgan dollars at high prices.