I checked a couple of online gun stores and found that their prices are significantly lower than MSRP. Are those prices for Brand New pistols with manufacturer's warranties? What's the source of these pistols? How come they're much cheaper than retail gun stores? What're the disadvantages of buying online? What's the chance of getting re-furbished or used guns when paying for brand new ones? Can you recommend a few reliable and reputables online gun stores that have good customer feedbacks and reasonable return policies? Lastly, what're the steps to go thru when buying online? Do I have to have the pistols delivered to a local gun shop and pay a fee? Thanks.