A lot of people have asked what is up with Bank Of America? BofA and Citibank have not been the most financially sound banks lately. BofA was forced to acquire Countrywide ("is on your side") and Merrill Lynch, and that weakened them tremendously. They need all the new depositors they can get, so not is not the time for them to anger 45% of the public (gun owning households). Chase has always been sound in the past, although their recent $3 billion fiasco has called that into question at the moment. Your best bet is probably Wells Fargo Bank right now. They are still safe and sane.