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Discussion in 'The Club House' started by Gh0zt36, Jan 16, 2013.
Can a company legally prevent you from using your property "money" to buy legal "property"?
I can not see how that would even be legal. I don't, but if I did have any accounts at that bank they would be closed immediately.
Who has a BofA card needs to go purchase some ammo or firearm. See what happens, I was on other forums and the folks on those forums were discussing the video and say it is false.
I call BS on this one. Used my debit card on Monday to buy a Shotgun.
Also this would not work anyway for technical reasons. The Banks have a merchant number and merchant code. So they could stop you from buying a gun from a gun dealer if they have a gun dealer merchant code but if you bought from stores like Academy they would be under a different merchant code category. They can't tell what you buy there only the store name and total amount of purchase.
I just purchased 100 rounds of hollow point winchester ammo on ammunitiontogo.com
The transaction seems to have gone through and I got the confirmation e-mail. Still waiting for it to post to my BoA account. I will update if it becomes declined.
I think more information is needed about this video and this subject in general.
I only posted it because BoA has recently declaring shenanegans on its customers. From kidnapping them in NY when customers tried to close their accounts to the Gun manufacturer who had his accounts froze. I hope this isn't true. But I wouldn't put it past them .
That guy in the video sounded confused as hell and not sure of company policy. He never did give an answer. I bet if I called up the same dude and started with, "Your company uses one dollar of my money on every purchase to fund child porn!!!"
I bet I'd get the same response... "Yeah...uh....uh.... let me see.... uh.... yeah....uh..... uh....."
I buy from vendors constantly ammo parts guns. Never have had a problem on both credit and debit cards
Regardless. They're on the record as one of the most anti gun banking establishments to ever exist. Why the hell are any of you using their services? Not to mention their sheisty business practices in other regards.
I won't put my money with them for a ton of reasons, their ethics being the highest reason on a long list of reasons.
I had my reasons for being with them but I have been meaning to find myself a Credit Union as most of those reasons no longer apply. Apart from trying to charge me a fee for a new card when a waitress lost my card I haven't had a problem with them. My inside knowledge of the banking industry got that fee waived including the overnight fee.
What other anti gun actions are you referring to?
I am wondering if this is just with actual B of A customers or with Visa cards in general? I use a Visa because that is the only card some businesses will take. I have not had any problems buying anything I want.
My bank is local, and pro 2A. I guess they have to be when 80-90% of their customers are packing. They also don't charge a service fee, or anything like that.
Never have and never will use them.
As I said before if they are trying to do this it will not be very effective due to the limited info they have on your transaction. If you bought from Academy Sports they would not be able to tell if you we're buying swim shorts, grill or a gun. Same with Walmart, Cabela's, Bass Pro etc.
They may be able to block gun sales from gun dealers if there is a separate merchant category code but having checked my list of Merchant Category Codes I don't believe there is a code for gun dealers. The closest thing I found was Sports and Riding Equipment.
I did purchase a shotgun Monday from Academy Sports with my BofA debit card without a problem.
Unless this is confirmed by a reputable source I don't believe it. If it is confirmed they will lose my business.
Even if this one thing is fake, they have done plenty in the past to give gun owners a good reason the give them the finger. They have dropped at least one business just because they sold guns/gun assessories.
Also, They may have not caught your transaction. Paypal has a no gun policy, yet I was able to buy one. Had they found out, they would have freezed my account. I didn't learn this until after it was done.
I'm not trying to defend them. I don't work for them but I do work in the credit card industry and know a lot about the behind the scenes stuff so I don't think it's real.
I would be interested to know about the other story you alluded to. It could be the spur to get me off my butt and move to a credit union.
I know on my part been there for 20 years. Don't much care for changes especially my bank. I have everything memorized. I use the crisp out of the online banking. Things like that most local banks don't use or do as well plus in time they just end up being bought by another larger bank and now your back to square one again. I might coincident changing in time. I don't much care for there stance on much but I don't think there's a bank that I do agree with.