Need some help guys selecting a gun. Just looking for a handgun for home defense and to have on hand for any SHTF situation (particularly post-earthquake). I've been around and fired plenty of firearms but never owned one and probably don't know enough not to be taken by a dealer so would appreciate your recs. Here's what I'm looking for: 1. Idiot proof and fast going from safely stored to fire ready 2. Reliable, sure to fire 3. Low maintenance - will likely be fired no more than 1 or 2 times per year 4. Small (easily concealable) but possessing at least a moderate intimidation factor 5. Adequate stopping power 6. Can be handled by the wife as well 7. Not outrageously expensive Thanks!