Originally Posted by Yunus
What happens if SCOTUS agrees and says it's unconstitutional? Will the insurance companies sue the government for violating the constitution and causing rates to rise? I assume they will and then they and their lawyers will keep 99% of the judgement for themselves while offering a buy one rectal exam get one free coupon to their customers. That always seems to be the way of class action lawsuits. Either way in the end, somehow this will end up costing the taxpayer.
Would this also mean that insurance companies who wanted to drop someone for a pre-existing condition will now be able to do so retroactively?
I was confused about insurance before the government started messing with it and now I'm even more confused as to what might happen. I'm a smart person but nothing related to healthcare laws or insurance companies makes any sense to me.
the popular myth is insurance companies deny pre-existing. they dont, they just charge a higher rate because they KNOW your going to use it rather than know you MIGHT use it. the whole pre-existing condition thing is an attempt to end access to health coverage for anyone outside the government.
it a political fallacy.
insurance companies have never ever never paid a single claim. other policy holders pay all the claims you make and you pay all the claims that other policy holders make. all insurance companies do is broker the exchange of monies they take a percentage usually between 1-5% of all dues paid. the rest is paid out as claims.
want to fix insurance costs?? fix frivoulous lawsuits and medical fraud by doctors and hospitals.
if the so called pre-existing provision is up-held or passes insurance companies will close up and all your left with is 100% out of pocket or obamacare.
you would have to be rock stupid to buy insurance of any sort until you need if there wasnt a hefty charge for pre-existing. if you switch companies and have a condition, such as workplace changing insurance they cant deny you the going rate. if you get hired by a company that provides insurance same deal.
most of what you hear libs cranking off about is pure lies or half truths to scare people into supporting something that will let them socialize the country.