Mandatory $million insurance?
Requires owners of firearms to obtain liability insurance in an amount not less than one million dollars.
Law Section: Insurance Law / Law: Add S2353, Ins L
Jan 29, 2013: referred to insurance
S T A T E O F N E W Y O R K
2013-2014 Regular Sessions
I N ASSEMBLY
January 29, 2013
Introduced by M. of A. ORTIZ -- read once and referred to the Committee
AN ACT to amend the insurance law, in relation to requiring owners of
firearms to obtain liability insurance
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 2353
to read as follows:
S 2353. FIREARM OWNERS INSURANCE POLICIES. 1. ANY PERSON IN THIS
STATE WHO SHALL OWN A FIREARM SHALL, PRIOR TO SUCH OWNERSHIP, OBTAIN AND
CONTINUOUSLY MAINTAIN A POLICY OF LIABILITY INSURANCE IN AN AMOUNT NOT
LESS THAN ONE MILLION DOLLARS SPECIFICALLY COVERING ANY DAMAGES RESULT
ING FROM ANY NEGLIGENT OR WILLFUL ACTS INVOLVING THE USE OF SUCH FIREARM
WHILE IT IS OWNED BY SUCH PERSON. FAILURE TO MAINTAIN SUCH INSURANCE
SHALL RESULT IN THE IMMEDIATE REVOCATION OF SUCH OWNER'S REGISTRATION,
LICENSE AND ANY OTHER PRIVILEGE TO OWN SUCH FIREARM.
2. FOR PURPOSES OF THIS SECTION, A PERSON SHALL BE DEEMED TO BE THE
OWNER OF A FIREARM IF SUCH FIREARM IS LOST OR STOLEN UNTIL SUCH LOSS OR
THEFT IS REPORTED TO THE POLICE DEPARTMENT OR SHERIFF WHICH HAS JURIS
DICTION IN THE COUNTY, TOWN, CITY OR VILLAGE IN WHICH SUCH OWNER
3. ANY PERSON WHO OWNS A FIREARM ON THE EFFECTIVE DATE OF THIS SECTION
SHALL OBTAIN THE INSURANCE REQUIRED BY THIS SECTION WITHIN THIRTY DAYS
OF SUCH EFFECTIVE DATE.
4. THE PROVISIONS OF THIS SECTION SHALL NOT APPLY TO ANY PEACE OFFICER
WHO IS AUTHORIZED TO CARRY A FIREARM.
5. THE DEPARTMENT IS HEREBY AUTHORIZED AND DIRECTED TO PROMULGATE
RULES AND REGULATIONS NECESSARY TO CARRY OUT THE PROVISIONS OF THIS
S 2. This act shall take effect on the ninetieth day after it shall
have become a law, provided, however, that effective immediately, the
addition, amendment and/or repeal of any rule or regulation necessary
for the implementation of this act on its effective date is authorized
to be made and completed on or before such date.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
Have fun with that. Let it lapse and you're screwed.
I recommend moving.
Just one more way that the antis are trying to make it harder and harder to own firearms hoping people will decide that it's just not worth the trouble.
I have to have at least a million in insurance in Germany as a hunter. I only pay about 100€ for 3 years though. Not very many accidents or loss/stolen weapons occur over here.
What's next? Insurance to exercise free speech? How about insurance to exercise my 3A rights("protection money" to prevent soldiers from being quartered in my home without my permission)? When does it end? BOHICA!
why is it people always assume that moving is the solution? First off who can sell a house in rural NY right now banks aren't cooperating but thats not the issue. How far do you move? how many times do you back down? We know you can't move to the west coast or even colorado now. Moving is not the solution thats why Americans met on lexington Green. They weren't moving any further. This is MY HOME, my child was raised here, all of my relatives are buried here. So I should just pack up and leave? Phukem, make the bastards in NYC and Albany leave, move, go back to their slum-city on the hudson. This is my home. My tax money is buying M-1 tanks and F-16 fighters for the Muslim Brotherhood and I am a felon for wanting to own an AR-15! What the hell is wrong with this country?
Firearm ownership is not a privilege, it is a right. Politicians should be required to carry malpractice insurance.
No crap Bigcountry! Knowing DHS I wouldn't put it past them to charge protection money, I mean liability insurance, to exercise our 3A rights to keep from quartering them in our homes. Anyone introducing this kind of trash should be kicked out of office for treasonous behavior and wasting tax dollars.
Has anyone thought to check with the insurance industry to see if they're even willing to write a policy "COVERING ANY DAMAGES RESULTING FROM ANY NEGLIGENT OR WILLFUL ACTS INVOLVING THE USE OF SUCH FIREARM WHILE IT IS OWNED BY SUCH PERSON".
I'm betting that no insurance company would touch a policy like that!
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