Let me begin by saying I'm a bit biased when it comes to the 1911. Second, the XD is a fine pistol. And finally, I abhor the 40 S&W.
Assuming your Springer is chambered in 45 and is a Commander length all-steel 1911 (I have not shot a Champion and obviously not very knowledgeable of them.) I think you are carrying one of the best carry pistol options available to the shooting public.
There will be two big
and remarkable changes when you go with the XD40.
- The shift from the slim 1911 receiver to a poly double-stack will make it tough to adapt to it's bulk.
- The felt recoil of the 40 Short & Weak, or as I call it, the 10mm Lite is going to be much snappier (read: not fun) in the poly frame XD.
The Springer must be worth more than the XD so i hope you get the gun + $.
This is your choice and the decision you make is your's to own but IMHO, once you experience the 1911 you rarely go back.