Originally Posted by Sniper75
I am looking to buy some PM but honestly not entirely sure on how to do so could someone tell me what or where I should go and how not to get ripped off
Anywhere you buy will charge you a fee over spot price - the current rate per ounce of gold, silver, platinum, etc. What you want to do is find a place that doesn't charge very much over spot. You can find the current spot price on lots of sites (eg: kitco.com, apmex.com).
Call around to local coin stores and ask if they sell bullion and what they charge over spot for whatever metals you want to buy. Write down the info you gather. They will often charge more over spot if you're only buying a few ounces than if you are buying in bulk.
Go to a site like apmex.com and see what they are charging over spot and what they charge for shipping. Do the math - if it's cheaper to go with an online purchase like apmex, go for it. If it's cheaper to buy from a coin store locally, that's fine too.
I recommend you do not buy coins with numismatic value unless you're into coin collecting. That will bump the cost up big-time. U.S. silver and gold Eagles and Canadian Maple Leafs are very popular and very recognizable. You can also buy generic silver rounds and bars. Personally, I go for the generic stuff as long as the weight and purity are marked.
Pre-1964 silver coins which have no numismatic value are great - 90% silver - and often pretty inexpensive compared to sovereign bullion rounds.