I am getting mine from my home. (Ohio). I have to have a legal business started/ filed with the state. A federal tax iD number. A vendors license. Just from the state. Then I need a home occupations permit from the city to meet their zoning requirement since I will be running a business from my home in city limits. Kind of sucks. Once that is accomplished, I can send in my atf application.
If they sense that you are trying to get FFL just to improve your collection, you will get denied. They are very tough on that. That is not what the license is for. Keep in mind that this is for my state and city/ county. I am betting your will be different. Like others said, contact local atf office and a lawyer.
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with the exception of the C & R license, all of the rest are for engaging in business for profit, not personal gain. they are not for buying firearms for you personal collection, but for conducting business for potential profit. if it was for building up a personal collection or private use, there would be way more FFL holders than there are now! i would have one also for just that reason.