Harrison street pawn, here in Olathe(KC) does transfers for $15. If thats not a guy that deserves my business, i dont know what is.
As for the FFl dealer dicking you on your gun. There are ways to venge!
Some of the credit card companies(the credit card machine companies) wont allow you to use their services for gun related commerce.
And, I wonder if the company insuring his "other" business, know he is selling guns? As an adjuster, I can tell you, most companies will NOT insure gun stores, or anyother store selling guns and related items.
So, if you wanted to dig a little, to find out the names of either of his providers, you could screw him right back.........