Shopped around..thought through it... My goal was a relatively inexpensive target gun that can also be used for home defense.
I went with (....drum roll pleasssseeee) A Remington 870 Express 28" in synthetic black with an 18" 870 Express barrel on order through Cabellas.
Shopped around..most local gun shops didn't even have them in stock and their prices were from $360-$380 for the 28" and $350 for the 18". I Called the one and only Walmart on the Island that sells guns and they had one in stock for $277!!! Took a ride out there, sure enough it was what I wanted.
The barrel i'm ordering through Cabellas, it's $119, 18" 870 Express which is again the best price i've seen thus far, unless anyone can find one cheaper.
Thanks to everyone for the great input as always
...not gonna lie, i feel a little safer now.