Buy what you can comfortably afford. Just about any shotgun will work fine for clays. If you get serious about the sport and shoot competetively, you can always upgrade. No matter what gun you buy, ammunition will always be the biggest investment. And since guns "rarely" lose thier value, whatever you buy now may just be something you can sell when you want to trade up. If you want to shoot, don't waste time saving up for a gun and miss the valuable shooting time...you can always upgrade later.