I have the Ruger, the Henry, and the Remington. All are nice.
My very recoil sensitive wife claimed my 10/22 right after we got married. It's still her fav and while amost everything is "Ours" that is "HER 10/22!
It's decently accurate for most purposes and there are definately more things out there for modding.
For future modding, I'd say go with the Ruger.
That said, my Henry seems more accurate and it's got that lever-gun appeal that I like.
I bought my Remington 597 almost by accident. I had gun-buying fever and my local shop made me an offer I could not refuse (he does that a lot, telling me, "This ain't a collection, they are for SALE! If they sit on my shelf, I'm LOSING money!"). Anyway for a deal I almost felt guilty about ... almost ... I bought the 597, not knowing what to expect.
So far it's been totally reliable (two Failures to Fire that were purely the crap ammo I was using, but no jams). It has amazed me how accurate it is. I was surprised to hear others here had a much different experience. Well, I guess I got a good one. Me and all my kids are amazed at how accurate ours has been (my wife was even impressed, but sticks to HER 10/22. LOL).