You looking to use it for cowboy action shooting??
If so get a uberti 1873. Save up if you have to you will thank me later.
Three main guns at cas events are rossi marlin and uberti. Only ones I see that run without issues at some point are the uberti's.
You buy a rossi or marlin and you end up spending the diff you woulda spent on a uberti getting it to run and it still will have issues.
Skip the 44-40 for cas unless your rich as hell. Even handloading the brass is not easy to find nor cheap.
"Gun control: The theory that a woman found dead in an alley, raped and strangled with her panty hose, is somehow morally superior to a woman explaining to police how her attacker got that fatal bullet wound." L. Neil Smith
The problem with being stupid is you cannot simply decide to stop doing dumb things...