I honestly think that the easiest solution to your problem would be to get a couple of pairs of shorts with regular belt loops. There are loads of different styles and materials, and I'm sure you can find something you like without spending to much money.
Or you can always get a light pocket-friendly snubby.
Now hatred is by far the longest pleasure;
Men love in haste, but they detest at leisure.
- Lord Byron (George Gordon Noel Byron), Don Juan
(canto XII, st. 6)
Glad to be of help, Josh! I jacked the thread and I apologize to all of you for that.
You should be sorry! Lol.
As for you question earlier about using a waist pack, do you see a lot of men around where you live carrying them? If your answer is no then I would not use one. They are nice when you have a pair of swim trucks or shorts on since you do not have anything to secure you holster to. Big problem is if you forget it some where. When i used mine I would carry it on my shoulder. Now I wear cargo shorts with a belt to draw less attention to myself.