I know this is an old post, but I am new here.
I carry a Bersa .380 in a Smartcarry at work and in the warm weather. I can walk up to a cop and talk and they could not make me unless they patted me down. In the cold weather I carry my XDM .40 in a SigTac concealed carry jacket. They both work great. You don't ever have to worry about bending over, the wind blowing your jacket open, or anything else. It is very comfortable to know that whatever movement you make, you can't be made. Only one drawback(there is always one right?) I need an extra second to draw my weapon from both ways I carry.
Never forget 911
When you think of your freedom. Thank a Veteran!