I've spent 15 years and thousands on CCW holsters looking for the perfect combination of concealment, access, and firepower.
Pretty sure I've found it. When it comes to those expensive leather ITP or Pancake holsters...Save your money.
For less than 15 bucks you can get a belly band.
1. More concealable
2. Less expensive
3. Don't need to be the only guy indoors with your coat/vest on.
4. One quick rip of your shirt tail and you have access.
5. Won't pull your pants down or leave you wondering what to do with your side arm when nature calls and you need to conduct a class 2 download in a public rest room. Just hike the belly band up your belly...
Someone once told me that wisdom required experience. They were right.