@SEVEN: thanks bud! I did realize after looking over the web that the cougar accessories were definitely not a dime a dozen but as long as i can find a nice IWB holster and spare mags (which i know Beretta still sells) I should be happy but at the same time getting a more well known gun like the Xd which has accessories o' plenty would always be nice.
@ eveyone else: 1st I want to thank you all for being so courteous. 2nd thank you for your suggestions and opinions. They are definitely appreciated!! I still have about a month before I am able to get it but as soon as I do I will certainly post some pictures and range reports!!