I own both of these fine pistols. I carry the SR9C just about every day. I have approx. 500 rounds of many different types and brands of ammo. I never have had a miscue of any kind. It it well worth the money. As for the P95, that was my 1st purchase when I got into firearms. It is also a fine firearm. It is a little husky for concealed carry but can be done with a good OWB holster and a good belt. It shoots straight, has a decent trigger, mine has a de-cocker, it's very reliable, and with a 15+1 capacity all add up to a firearm well worth the price. For home defense, it's hard to beat for the investment.
Considering the consequences is never wasted time.