If you are on a budget there is nothing wrong with a 38 spl charter. I recommend a P-95 for a first gun. It is adequate, accurate and a lot of fun. It's a gun you will keep even if somewhere down the line you want something else. If everyone over 35 was totally honest they will admit they bought several guns before they found one that was perfect for them.
"I do not aim with my hand; I aim with my eye. He who aims with his hand has forgotten the face of his father.
I do not shoot with my hand; I shoot with my mind. He who shoots with his hand has forgotten the face of his father.
I do not kill with my gun; I kill with my heart. He who kills with his gun has forgotten the face of his father."
Adopt a pet!! http://www.aspca.org/
Some of the finest pleasure horses come from here: http://www.canterusa.org/