Though they are marketed as a concealment holster, I agree that unless they are under heavy clothing, they don't conceal very well. For open carry or a range holster, their function is excellent.
I have Serpas for an XD-40 and an HK-40 USP Compact, and the fit is perfect, though as I said, the concealability is poor. Where I have really found good utility is for a Taurus Judge that I use as a snake gun, wearing it in the boat or on a tractor. With its excellent Level 2 retention I have no worries that the Judge will end up in the lake or under the bushhog, and it easily cleans up after an afternoon of sweat and dust after mowing.
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XD-40 service, XD-9sc, member GeorgiaCarry.Org, National Rifle Association, Gun Owners of America, North American Hunting Club, Rocky Mountain Elk Foundation
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