Life is too short to own an ugly gun. I will admit my bias is aesthetic, but who here can tell me that given a choice between an ultra-reliable Hi-point and a 1911, you would take the Hi-point? I know I would take a loose, beat up dog of a 1911 first. No matter how unreliable it is, I can fix it or find someone who can. With Hi-point, it is going to be ugly forever!
Conversely, I think Taurus makes some awesome LOOKING semi-autos, but I have had many issues with them in the past. As such, I won't own one of those either.
As one gentleman said, if you have $200 for a Hi-point now, bank it. Hide it from the wife/girlfriend/both and find some friends for it. When you have about $5-600, take it out and buy something you'll be proud to pull out of the range bag.