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Guns in a house fire....what should I do?


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Old 04-18-2013, 02:08 AM   #21
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Unless the guns are investments, in terms of collector items, homeowners will cover their replacement costs. I have Allstate and that's what my agent told me, because I thought I needed a separate rider, but he assured me I was covered.
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Old 04-18-2013, 02:14 AM   #22
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Im sry to hear that. As for ur poor babys see a smith hope you can save most of them.
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Old 04-18-2013, 02:18 AM   #23
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How can a gunsmith check the integrity of the metal? I think sending each to their respective factory would be best.
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Old 04-18-2013, 02:22 AM   #24
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Quote:
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How can a gunsmith check the integrity of the metal? I think sending each to their respective factory would be best.
Good point. A rockwell hardness test would be in order.
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Old 04-18-2013, 02:22 PM   #25
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Quote:
Originally Posted by gr8oldguy
Unless the guns are investments, in terms of collector items, homeowners will cover their replacement costs. I have Allstate and that's what my agent told me, because I thought I needed a separate rider, but he assured me I was covered.
I have Allstate as well.....they're being "replaced" I just don't want to spend any money I don't have to on guns because I'll need it more later. The wife and I are going to both get new carry guns ASAP but that doesn't mean I just want to toss all these in the trash. Regardless if I get paid for them or not.
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Old 04-19-2013, 01:04 AM   #26
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Yikes! I have a safe I keep mine in, not sure if it will help much though, doubt that my renters insurance covers fire. They do make fire safes, but the ones I've seen don't stand up to enough heat to matter so I didn't waste the extra 100 on that model.

So sorry to hear about your experience though man. Eesh!
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Old 04-20-2013, 11:15 AM   #27
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From the OP, I agree that the guns likely suffered no heat damage to the metal. If the gun was in a purse, and the purse didn't burn, there is no way the gun got hot enough to affect the temper of the metal.

If it were me: I would send the guns to their respective manufacturers and ask to have them checked out. They may not even charge, considering the story.........
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Old 04-20-2013, 11:31 AM   #28
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About 3 weeks ago our house caught on fire. It's basically considered a total loss because of the vast amount of damage, HOWEVER only one room was totally torched, the others the ceiling just burnt our from under the metal roof. Just lots of water and smoke damage. Here's the lineup and a short description of what happened to each:

1. Kahr CM9 (New, never fired) was on my night stand in a soft pocket holster beside my iPhone 4. Insulation fell on both and smothered them. As soon as the fire was out I found them....my iPhone was fairly dry and still worked and the rubber case wasn't melted at all. The pistol just has some smoke discoloration that has mostly wiped off. I'm saying this one is probably fine since my iPhone is also fine.

2. Ruger LCP with lazer (2 months old) Was in my wife's purse in the living room that got totally torched. The purse was fairly crumpled, but her wallet was ok'ish. Credit cards slightly wavy and cash was wet but fine. Pistol was in a holder, handle and butt plate on magazine were slightly melted on one corner. It was stiff to drop the mag, but it did release and the slide was a little stiff but I un-chambered the round in the barrel with just slight more effort than usual. Lazer acted shorted out..I think water got in it. It wouldn't turn off. The slide ad barrel now has some rust, so it did get somewhat hot. This one I'm iffy about

3. Taurus PT-99 Stainless. This was next to top shelf in closest on top of some clothes, right under all my ammo. Stainless and aluminum look fine. Rubber/plastic grips seem fine, but the trigger and hammer that were once black are all rust.

4. Remington 870 12ga. Was in bedroom corner beside nightstand. Firemen evidentially knocked it into the floor while coming through window. Was under wet insulation for several hours during the fire and as we hauled stuff out. It was hard to unload at first and we thought synthetic stock was melted, but now it seems to look fine and cycle fine. The blued barrel looks rough but not awful and the main body was the matte black/rough finish. It seems ok but what was once black now seems silvery and thin. Also all 5 00 Buck shells look fine....plastic hulls don't show any damage.

5. Old Stevens 87E .22 tube fed auto. In a corner behind my old Daisy BB gun, behind a door. This room was mostly smoke damaged. BB gun seems fine. The .22 looks rough, but it was super rusty before hand, so I'm not sure if it actually got damaged.

Then there's all my ammo that was completely soaked. It was in the top of our closest, next to to roof but none went off and the boxes aren't burnt, they just got wet.

So what's your advise? I think my Kahr is ok, but the others I'm uncertain about. The Ruger is definitely the worst of the bunch. Also my ammo....I had tons of NEW ammo that I scored cheap even through the big ammo shortage because I got lucky at Walmart a couple times after I got off my midnight shifts. I don't think I'll carry any of it, but I think I'll shoot it all after it dries out several weeks.

Thanks guys!!!!
I had a house fire that was.a total loss as well. This hapoened in 2008. I contacted the manufacturers, explained what happened, shipped ALL of them out and they took care of everything!! Most were ok, I only lost one in the end but I trashed all the ammo. Maybe you can contact them as well and see if they can help. Good luck the process is long and frustrating
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Old 04-20-2013, 11:37 AM   #29
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Like has been said the springs are the first to go. If the springs are good you don't need to worry about losing heat treatment.
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Old 04-20-2013, 12:02 PM   #30
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Farmboy,

As some of the very knowledgeable people here have stated. If you know of a professional gunsmith that is the way to go.
Heat can certainly change the metallurgy of weapons that have been in a fire and make them totally unsafe to shoot.
I can not give you a professional opinion but only my thoughts regarding the description you advised of.

1. The Kahr: If there was not signs of melting or damage it is my opinion it should be OK
2. The Ruger LCP: *No! Unsafe!
3. Taurus: Due to the fact that no ammo was damaged and the weapon was under the ammo I would think it is probably
OK? I guess regarding the rust since there certainly was heat to a degree involved the question is how long did it set
there after being exposed to water which would generate rust on the hammer and trigger of most guns exposed to a
similar environment.
4:Remington 870 *No! Unsafe!
5. If the casings on the ammo "still looks good" and the fact it did not detonate. It should also be OK!
But as was first stated a Professional Gunsmith is by far the best choice of a decision. It is hard to respond with out actually seeing the items.
But I am very sorry to hear about you being a victim of the fire and all the damage, frustration and issues a fire can cause! I had a guy I knew who had a Walnut Hill Rifle Collection that he had acquired over many years. He lost all of them in a fire at his home!
God Bless you and your family at this time! We will remember you all in our prayers!

03
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