"Since I moved to Texas, I've not bothered to get a permit, and don't carry. It's much more expensive, you have to burn a day off doing a class, and classes are almost always when I'm working. Maybe some day."
My CHL class was on a Saturday in the Houston area. I normally have to work 6 and 7 days a week but managed to take off one day to do the class.
Do it! Get your CHL.