Just got done watching the movie. They did a great job explaining this subject for people that need to wake up ( My little brother).
When my wife and I look back we see the friends we had that would charge everthing and I mean everything. Free money you can charge $1000 and ONLY have to pay back $24 a month its the american way. Luky for us my Grandparents explained how most of this works to me. I think that at one point or another they sat all of their grandchildern down and explained how this system works. My cousion and I seemed like we were the only ones that listen. I think she is doing allright for herself and I can't complain.
I talked this over with my wife before we got married just to make sure we are on the same page. Not saying it has been easy, and I know God has been watching over us because some days that was the only explaintion we would have on how we would have enough money to pay the bills but I like to think that it has worked.
We both have good jobs. two healthy children and we are now at the point in our lifes that we can put money every pay check in the bank for savings.
Even though it proably won't be worth anything. Sorry for rambling on. I don't mean to make anybody mad but I just wanted to point out that for all those years we played by the rules and now it is paying off. No instant gratafacation just years of hard work.