Jim, you have a wife or semi permanent significant other? If you do, and you think she's going to go boating with you (
), you'd better think about a head.
A 5 gal. bucket with a seat ain't gonna cut it.
There are center console with a head under the helm. More bucks.
Her first cruise on one will be "I liked it, but the bathroom is too small."
You'll be "ok, baby, we need a little bigger boat"
You'll find a cute cuddy with a head and bunk. More deinero.
She'll make one cruise and say "it's nice but I need a little more room to get ready in the morning.
You'll say, "ok sweetheart, I'll find something"
You'll find a 32 ft. cruiser with a queen berth, head with shower, small galley, and
an ice maker. More money.
She'll hug you and rock the boat for a couple of months, then she'll say "the neighbors boat is so much nicer"
Then you know you're well and truly screwed.
You're either heading to a yacht, getting out of boating, or getting a divorce, in which case it's going to be a looong time before you can afford a canoe.
Welcome to boating.