I have a brother in law-in law (if that's a real thing, my brothers' wifes' sisters' husband) who was fined for a rescue in either Vermont or New Hampshire, the really ironic thing about it was that his full time job is part of a mountain rescue team in Virginia but stuff happens and even the experienced run into trouble sometimes. He did have climbers insurance though that covered all his costs. Insurance that costs him less than $100 a year.
"Good people drink good beer."
Hunter S. Thompson