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Old 06-04-2013, 05:03 PM   #25611
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I'm truly shocked you've dealt with an insurance adjuster in the past.
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Old 06-04-2013, 05:11 PM   #25612
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Quote:
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I'm truly shocked you've dealt with an insurance adjuster in the past.
I think that should have been posted like this.

I'm truly shocked you've dealt with an insurance adjuster in the past.
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Old 06-04-2013, 06:50 PM   #25613
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I had a field tile cave in under my left front tire on a tri axle on May 12th of 2012 and State Farm is still trying to get me to settle for $16,000 when they have had 2 appraisals already one for $45,000 and one for $62,000

I told them the $16,000 is just about what I had paid in in premiums over the last 5 years.

They had the nerve to send me to collections as in July 2012 I did not pay my quarterly premium - - - I told them that if they wanted to play that way I wanted a premium refund from May 12th to June 30th as the truck was totaled and did not need insurance after that.

I am meeting with atty again Friday and I guess we are going to sue.

One of the problems I ran into is the adjuster for this area works for me evenings and weekends - - - we notified his boss and they had an adjuster from Ohio come over.

Good thing is nobody got hurt!
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Old 06-04-2013, 06:53 PM   #25614
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What is a "field tile"?
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Old 06-04-2013, 07:04 PM   #25615
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In this case it was a clay pipe 18" in diameter that was about 100 years old - - - it was about 2" under ground and could not take the weight - - - with the bed up for spreading it just came over - - - it felt like it took 5 minutes to lay over but there was nothing I could do but sit there and wait for it to stop!

Field tile is installed to drain wet fields - - - this one had been about 4' down but the farmer "reshaped" his ground and did not realize he got the area o low.
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Old 06-04-2013, 07:24 PM   #25616
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Seems like a "French drain" would be safer, instead of pipe, you lay a channel of gravel or broken bricks. Glad nobody was hurt.
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Old 06-04-2013, 07:26 PM   #25617
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Quote:
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Seems like a "French drain" would be safer, instead of pipe, you lay a channel of gravel or broken bricks. Glad nobody was hurt.
I'll go out on a limb here and say that would probably be incredibly expensive in comparison.
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Old 06-04-2013, 07:33 PM   #25618
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I'll go out on a limb here and say that would probably be incredibly expensive in comparison.
Makes sense; I see people using it in residential landscaping, but not sure about commercial, industrial, or agricultural use.
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Old 06-04-2013, 08:57 PM   #25619
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We get alot of them GWK but mostly the dump trailers with idiot drivers trying to unload on a hill or some thing , that ram sure looks pissed though .

Insurance just called , they will pay 4112.00 for the bike and buy back is 950.00 and I am having a hard time finding a bike that I like for any decent money so it looks like I will be buying back
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Old 06-04-2013, 09:51 PM   #25620
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^^^ Salvage title FTW! What did it really do to the bike? bent frame? bent forks? bent wheels? scuffed engine? dish
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