Glad to hear it! We did NOT do a VA loan, because even though the Amt. would have been larger, the rate was higher & less years.
We got an FHA Loan(not everyone gets approved either) for less % then VA, but only for a lesser amt., which was fine anyway because we wanted a less expensive house. We caught the market here in AZ. just in time. My House is already worth $50-$60K more then we paid between the values going up and the work we already put in plus 17.5% down..
In short, 1 year in and because of our down pmt. + some double payments(that we had to stop because my wife had to file for perm.disability) we already have equity....
"The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather in a lack of will." Vince Lombardi
"No One, and I MEAN NO ONE Craps on me and Gets away with it!!! Those days are gone...