I do have $500+ bucks and I don't have any bills.
But I also don't need a new rifle or more ammo either.
Ammo is something I like to keep freshly stocked.
500 rounds for my main HD firearm, my 45ACP.
And 100 rounds of each other kind of calibre, for each of my hunting revolver, my hunting rifle, and my shotgun.
I use archery for small game, so I don't also need a 22LR, otherwise I would get two Ruger 22's, a pistol and a rifle, both semi-auto. Ruger has done the best job on cutting edge technology for the 22LR calibre.
What I need to do is get another dozen arrows sometime soon.
Probably after this coming bowhunting season, I will take care of that.