House Buying Process Started l
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Old 03-06-2014, 05:54 PM   #1
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Default House Buying Process Started l

This is more of a courtesy starter post, to be updated when everything is said and done.

Have started talking to realtors in NC. We're going to buy a house there soon(ish). This will be the first house either of us have bought. We intend to live in it as long as possible and rent it out if we ever do have to move.

We'll be using the VA loan.

We're only in the beginning stages of this but its already pretty exciting. I've been looking forward to this for about two years now.

Go ahead and sub in for future pics.

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Old 03-06-2014, 05:56 PM   #2
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The Dodd-Frank rules will tempt you to say chuck it and just rent.

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Old 03-06-2014, 06:00 PM   #3
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Be careful. Shihan lives in NC. You DON'T want him for a neighbor.

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Old 03-06-2014, 06:27 PM   #4
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Congrats, JW! I was a Realtor for years in Kalifornia and the best advice I can give you is get professional help from a Realtor. As a buyer, it costs you nothing, but can save you a fortune. My personal record is $87,000 in repairs for my buyer in ONE deal on one property. A good Realtor is worth their weight in Gold.

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Old 03-06-2014, 06:30 PM   #5
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Congrats and goodluck!!!

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Old 03-06-2014, 07:03 PM   #6
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Hey congrats! We know what it's like. Excluding 2 condos I've had ant different times, plus the one I inherited thats being sold, This is the First HOUSE my wife or I have owned. Coming up on 19 months in...
I know you should take advantage of every possible rate reduction you can get because of your benefit. You may also qualify for first time buyers stuff as well. You have my eMail if you have some questions for "off board" you need to ask. Only thing I don't know is how the title agencies work in NC.. But if you have a good realtor they will walk you through all of that, and even help you get ins.


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Old 03-06-2014, 08:28 PM   #7
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We bought a house in NC two years ago and went pretty smooth. We had a ton of paperwork to fill out but the wife took care of most of than. Good luck with the process. Hope it goes well for you.

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Old 03-06-2014, 08:54 PM   #8
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I have bought two houses and sold one. If I had it to do it all over I would rent. That's just me. My last purchase was house with a pond and ten acres. Love the place but if I were to sale today I would lose money. Remember if you buy in town you will have county and city taxes. Your electric will also be double. Don't back down from the seller and don't be in a hurry to buy. They are selling for a reason. Like one guy said above get a Realtor let them do all the work. Also get a good inspector and have the owner fix everything. Check it before you sign. We had rot in the flashings all around the house. The guy fixed one place and hid the rest. I got screwed with fixing it. Don't be mr nice guy. I was one and got screwed out of two acres. A few days before we signed the owner said he wanted to keep an acre in the back worth $2500. Come to find out it was a road front acre worth $10k. I got swindled. I was 27 and young. Bought my first house at 23 years old. Good luck.


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Old 03-06-2014, 09:55 PM   #9
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Feels gooooood don,t it ? i still got that ," first house feeling" when i bought this last house . Yes , it still felt gooooooood !

After you get over "writers cramp" the best luck and enjoy life at it,s best !

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Old 03-06-2014, 10:56 PM   #10
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Thanks everyone. So today we got pre-approved for a VA loan through one lender. Gonna be in touch with a couple others tomorrow and see who gives me the best rate.

Quote:
Originally Posted by Gatoragn View Post
The Dodd-Frank rules will tempt you to say chuck it and just rent.
I don't even know what that means. I know I should though.
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