I shop GB and auctionarms.com Use the "find a FFL" function, and you can find a transfer dealer in your area. Here in central VA, prices for a transfer range from $10 to $50- up to the dealer. For newer guns, usually buy from local dealer- shipping costs + transfer fees run up auction prices. However, if I am looking for a rifle that went out of production in the 1940's, well, on line is usually best way. Check feedback for seller closely, read description, look at pictures, and remember "there is no such thing as a free lunch."