Firearm & Gun Forum - FireArmsTalk.com > General Discussion Forums > The Club House > firearms insurance

Reply
 
LinkBack Thread Tools Display Modes
Old 03-05-2011, 06:44 PM   #1
Feedback Score: 0 reviews
 
Join Date: Sep 2010
Location: desmoines,iowa
Posts: 6
Default firearms insurance

any info or sugjestions on insurance for your firearms collection ?--charles

__________________
mannparks is offline  
 
Reply With Quote

Join FirearmsTalk.com Today - It's Free!

Are you a firearms enthusiast? Then we hope you will join the community. You will gain access to post, create threads, private message, upload images, join groups and more.

Firearms Talk is owned and operated by fellow firearms enthusiasts. We strive to offer a non-commercial community to learn and share information.

Join FirearmsTalk.com Today! - Click Here


Old 03-05-2011, 06:59 PM   #2
Feedback Score: 0 reviews
 
Jpyle's Avatar
 
Join Date: Aug 2009
Location: Sewell,NJ
Posts: 4,815
Liked 762 Times on 441 Posts
Likes Given: 456

Default

Quote:
Originally Posted by mannparks View Post
any info or sugjestions on insurance for your firearms collection ?--charles
Homeowners policy will cover value up to about $2,000 or so I believe. Beyond that I would check out the NRA website that offers additional coverage to members. If it is a true C&R type collection I would look to a carrier that specializes in that line of business, i.e. personal collections and valuable objects insurance.
__________________

"The whole of the Bill (of Rights) is a declaration of the right of the people at large or considered as individuals.... It establishes some rights of the individual as unalienable and which consequently, no majority has a right to deprive them of." (Albert Gallatin of the New York Historical Society, October 7, 1789)

"A free people ought not only to be armed and disciplined, but they should have sufficient arms and ammunition to maintain a status of independence from any who might attempt to abuse them, which would include their own government." - George Washington

Jpyle is offline  
 
Reply With Quote
Old 03-05-2011, 07:03 PM   #3
Feedback Score: 0 reviews
 
BombDoc's Avatar
 
Join Date: Dec 2010
Location: Bagram,Afghanistan
Posts: 243
Liked 2 Times on 2 Posts

Default

My insurance company covers them. I had to submit all the info for a separate writer including estimated values. It costs about the same as renter's insurance.

__________________

Josh-US Army EOD (Bomb Squad)
Plenty of firearms and ammo.
A couple diesels sitting around.
Lots of learning to be done!!

Lifetime NRA Member

BombDoc is offline  
 
Reply With Quote
Old 03-05-2011, 10:03 PM   #4
Moderator
FTF_MODERATOR.png
Feedback Score: 0 reviews
 
JonM's Avatar
 
Join Date: Nov 2009
Location: Rochester WI,Rochester WI
Posts: 17,091
Liked 5240 Times on 2732 Posts
Likes Given: 329

Default

my home owners insurance covers all mine even the few collectables i have. i submitted electronic pictures with serial numbers and the have no problem insuring them due to my gunsafe that is secure in the basement. they even cover my scopes. each individual item gunwise cant exceed 2k$ but nothing i have is more than that. the adjuster even dropped by to see my safe and collection for herself lol. she spent two hours fondling my gear.

__________________

"Gun control: The theory that a woman found dead in an alley, raped and strangled with her panty hose, is somehow morally superior to a woman explaining to police how her attacker got that fatal bullet wound." — L. Neil Smith

The problem with being stupid is you cannot simply decide to stop doing dumb things...

JonM is offline  
 
Reply With Quote
Old 03-05-2011, 10:31 PM   #5
Feedback Score: 0 reviews
 
BombDoc's Avatar
 
Join Date: Dec 2010
Location: Bagram,Afghanistan
Posts: 243
Liked 2 Times on 2 Posts

Default

Quote:
Originally Posted by JonM View Post
my home owners insurance covers all mine even the few collectables i have. i submitted electronic pictures with serial numbers and the have no problem insuring them due to my gunsafe that is secure in the basement. they even cover my scopes. each individual item gunwise cant exceed 2k$ but nothing i have is more than that. the adjuster even dropped by to see my safe and collection for herself lol. she spent two hours fondling my gear.
Who do you insure through? I'm switching!
__________________

Josh-US Army EOD (Bomb Squad)
Plenty of firearms and ammo.
A couple diesels sitting around.
Lots of learning to be done!!

Lifetime NRA Member

BombDoc is offline  
 
Reply With Quote
Old 03-05-2011, 10:41 PM   #6
Feedback Score: 0 reviews
 
Jesse17's Avatar
 
Join Date: Nov 2008
Posts: 1,471
Liked 4 Times on 2 Posts

Default

It's too easy for the government to nationalize insurance companies, and they're too much in bed with the gov. to begin with. I don't insure any of my guns for the simple reason that I don't even have a list of serial numbers for myself. When I'm making bulk purchases of ammo I make a list/inventory of my guns, then destroy it. I don't want anyone but me to know which guns I've stashed when the BATF bans them.

But don't pay any attention to me, I'm a right wing nut who clings to guns and religion

__________________
Quote:
Originally Posted by mmszbi View Post
"Be polite to everyone you meet but have a plan to kill them".
ΜOΛΩΝ ΛΑΒΕ
G.O.A. LIFETIME MEMBER!
Sole owner of Random Thought # 5,000

Last edited by Jesse17; 03-06-2011 at 02:07 AM.
Jesse17 is offline  
 
Reply With Quote
Old 03-06-2011, 01:22 AM   #7
Feedback Score: 0 reviews
 
Join Date: Feb 2011
Location: wyoming
Posts: 1,799
Liked 61 Times on 55 Posts
Likes Given: 15

Default

Too many gun owners have been shocked to find out insurance companies had turned their gun Info over to the local police. Insurance companies always want to cover their behinds. They run your numbers {BATF & FBI} to make sure they are not covering stolen or illegal firearms. Will they tell you, NO. What will happen some day the police may make a follow up on your home if your weapons match a crime use of a fire arm. Police and Fire Depts. have you in the data base. They will flag any calls to your home, as a possible danger to officers. Would I turn this Info over to an insurance company.

DK

__________________
Durangokid is offline  
 
Reply With Quote
Reply

Thread Tools
Display Modes


Similar Threads
Thread Thread Starter Firearms Forum Replies Last Post
RG Industries .25 ACP insurance value? lukeisme General Handgun Discussion 12 10-19-2010 07:30 PM
Who has the best firearms coverage for renters insurance? ARnoob The Club House 17 12-07-2009 03:10 PM
Illinois Gun Insurance paganwolf Politics, Religion and Controversy 6 02-20-2009 07:28 PM



Newest Threads