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03-05-2011, 06:44 PM
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#1
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Feedback Score: 0 reviews
Join Date: Sep 2010
Location: desmoines,iowa
Posts: 6
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firearms insurance
any info or sugjestions on insurance for your firearms collection ?--charles
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03-05-2011, 06:59 PM
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#2
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Game on...
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Join Date: Aug 2009
Location: Sewell,NJ
Posts: 4,682
Liked 693 Times on 400 Posts
Likes Given: 365
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Quote:
Originally Posted by mannparks
any info or sugjestions on insurance for your firearms collection ?--charles
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Homeowners policy will cover value up to about $2,000 or so I believe. Beyond that I would check out the NRA website that offers additional coverage to members. If it is a true C&R type collection I would look to a carrier that specializes in that line of business, i.e. personal collections and valuable objects insurance.
__________________
"The whole of the Bill (of Rights) is a declaration of the right of the people at large or considered as individuals.... It establishes some rights of the individual as unalienable and which consequently, no majority has a right to deprive them of." (Albert Gallatin of the New York Historical Society, October 7, 1789)
"A free people ought not only to be armed and disciplined, but they should have sufficient arms and ammunition to maintain a status of independence from any who might attempt to abuse them, which would include their own government." - George Washington
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03-05-2011, 07:03 PM
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#3
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Feedback Score: 0 reviews
Join Date: Dec 2010
Location: Bagram,Afghanistan
Posts: 243
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My insurance company covers them. I had to submit all the info for a separate writer including estimated values. It costs about the same as renter's insurance.
__________________
Josh-US Army EOD (Bomb Squad)
Plenty of firearms and ammo.
A couple diesels sitting around.
Lots of learning to be done!!
Lifetime NRA Member
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03-05-2011, 10:03 PM
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#4
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Moderator
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Join Date: Nov 2009
Location: Rochester WI,Rochester WI
Posts: 12,632
Liked 1909 Times on 1061 Posts
Likes Given: 87
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my home owners insurance covers all mine even the few collectables i have. i submitted electronic pictures with serial numbers and the have no problem insuring them due to my gunsafe that is secure in the basement. they even cover my scopes. each individual item gunwise cant exceed 2k$ but nothing i have is more than that. the adjuster even dropped by to see my safe and collection for herself lol. she spent two hours fondling my gear.
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"Gun control: The theory that a woman found dead in an alley, raped and strangled with her panty hose, is somehow morally superior to a woman explaining to police how her attacker got that fatal bullet wound." — L. Neil Smith
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03-05-2011, 10:31 PM
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#5
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Feedback Score: 0 reviews
Join Date: Dec 2010
Location: Bagram,Afghanistan
Posts: 243
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Quote:
Originally Posted by JonM
my home owners insurance covers all mine even the few collectables i have. i submitted electronic pictures with serial numbers and the have no problem insuring them due to my gunsafe that is secure in the basement. they even cover my scopes. each individual item gunwise cant exceed 2k$ but nothing i have is more than that. the adjuster even dropped by to see my safe and collection for herself lol. she spent two hours fondling my gear.
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Who do you insure through? I'm switching!
__________________
Josh-US Army EOD (Bomb Squad)
Plenty of firearms and ammo.
A couple diesels sitting around.
Lots of learning to be done!!
Lifetime NRA Member
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03-05-2011, 10:41 PM
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#6
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Feedback Score: 0 reviews
Join Date: Nov 2008
Posts: 1,470
Liked 2 Times on 1 Posts
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It's too easy for the government to nationalize insurance companies, and they're too much in bed with the gov. to begin with. I don't insure any of my guns for the simple reason that I don't even have a list of serial numbers for myself. When I'm making bulk purchases of ammo I make a list/inventory of my guns, then destroy it. I don't want anyone but me to know which guns I've stashed when the BATF bans them.
But don't pay any attention to me, I'm a right wing nut who clings to guns and religion 
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Originally Posted by Thank you Tango for this!
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Quote:
Originally Posted by mmszbi
"Be polite to everyone you meet but have a plan to kill them".
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Sole owner of Random Thought # 5,000
Last edited by Jesse17; 03-06-2011 at 02:07 AM.
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03-06-2011, 01:22 AM
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#7
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Join Date: Feb 2011
Location: wyoming
Posts: 1,799
Liked 57 Times on 52 Posts
Likes Given: 15
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Too many gun owners have been shocked to find out insurance companies had turned their gun Info over to the local police. Insurance companies always want to cover their behinds. They run your numbers {BATF & FBI} to make sure they are not covering stolen or illegal firearms. Will they tell you, NO. What will happen some day the police may make a follow up on your home if your weapons match a crime use of a fire arm. Police and Fire Depts. have you in the data base. They will flag any calls to your home, as a possible danger to officers. Would I turn this Info over to an insurance company. 
DK
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