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Old 07-11-2013, 09:31 PM   #1
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Default finally sold our place!!

So we finally sold our 910 sq ft condo we have been living In for the past 6 years. We are exploring mortgage options and we have come to find out we can't get a mortgage without pmi unless we put 20% down! We don't have pmi now on the place we are selling does anyone know if there is any way to eliminatr pmi without putting 20% down. We are actively looking for a house and found one we like but it has oil heat. We have natural gas forced hot air and our condo isn't really well insulated and its roughly 100/month to heat. What would a reasonably insulated 1400 sq ft house cost to heat with oil forced hot air??

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Old 07-11-2013, 09:35 PM   #2
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You have to have mortgage insurance until you have either 20 down or 22% paid into escrow.

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Old 07-11-2013, 09:38 PM   #3
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Probably about the same as the mortgage. Lol

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Old 07-11-2013, 09:39 PM   #4
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That stinks. Our mortgage on the place we are selling has no pmi .... no money down and is a 30yr fixed @ 6.375%. Bummer

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Old 07-11-2013, 09:40 PM   #5
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Are you a veteran?
If so, then take a look at that program.

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Old 07-11-2013, 09:40 PM   #6
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Quote:
Originally Posted by rurak
That stinks. Our mortgage on the place we are selling has no pmi .... no money down and is a 30yr fixed @ 6.375%. Bummer
We just bought a house. We have insurance. We didn't have the 20% down. Yeah that was a huge sum of money. It does hurt to pay though. Our interest rate is 3.75% IIRC 30 year fixed.
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Old 07-11-2013, 09:41 PM   #7
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Where are you, rurak?

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Old 07-11-2013, 09:41 PM   #8
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Quote:
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Where are you?
Here .... Where are you?
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Old 07-11-2013, 09:43 PM   #9
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Here .... Where are you?
Bumfugg, Egypt
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Old 07-11-2013, 09:47 PM   #10
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I am not a veteran. I am in massachusetts. We are looking in mass or new hampshire.

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