Actually, I knew a VP of trading at one of the top five investment bankers on Wall Street. He was sent to a one-week long class to learn about derivatives, what they were, how they worked and who should invest in them. He told me he had just returned from this class in which they worked very, very hard - and he admitted that he still did not understand derivatives! This is something that an individual investor should learn VERY well before investing any money. You will probably NOT find any advisors that are well versed in the ins and outs of this instrument.
“Malo periculosam, libertatem quam quietam servitutem." (I prefer the tumult of liberty to the quiet of servitude.). Thomas Jefferson
"All that is necessary for the triumph of evil is that good men do nothing."
-Edmund Burke, Loosely translated from Thoughts on the Cause of Present Discontents. (1770)