Originally Posted by freefall
I would never have a debit card. The money comes straight out of your bank account, and as I understand you cannot recover it. Credit cards have SOME protection against fraudulent use. I buy nearly everything on our VISA card (need those airline miles) and pay it off every month. If I could make my house payment with it I would. If you can't pay it off, cut it up!
I expect it depends on the bank that holds your mortage, I pay mine monthly with auto payment with a credit card issued by the same bank, get the points and the balance is paid off monthly by an auto transfer from my checking account. More than the points it works my credit score, high lending rate on the card and it's paid in full every month. I don't do anything except make certian the money is in the bank for the the rest to happen.
BTW even my debit card has fraud protection