Originally Posted by MisterMcCool
The power company is the billing party. Only they could report the default to the credit agencies. Call the power company and negotiate a payoff and demand they remove any reference on your credit profile. They don't profit from harming your credit. They just want what's due.
Download the Credit Karma app. It's free and gives you access to your credit history and FICO score.
First of all, thank you all for the advise.
McCool, this is exactly what I did. I told them when they provide me a written document stating that they will remove credit reporting from my credit, i will make the payment just to be done with it.
I know that I have recourse under the soldiers and sailors act, but I'll start with this and see where it goes from there.
I'm a Dave Ramsey fan myself, but I was just wanting to get the good credit score for a home purchase I'm planning on making in the upcoming year.
Again, Thanks for the help and advise.