Originally Posted by c3shooter
Any of you ever been involved in serving on the board of an association? Figured out how much dues had to be to cover expenses? One of the big expenses is liability insurance. We get a major break on rates by being an NRA affiliated association.
I know nothing about the NRA affiliated insurance... But, I was part of an organization that used the "national affiliation" insurance, that is until I started researching the insurance. I even called the underwriter to review the policy. For all practical purposes, we had ZERO insurance. Once I brought all my research up to the rest of the board, the club president (an attorney) resigned, and the club VP (successful business owner) resigned. Neither one wanted to have any potential personal liability in case of an actual incident. In subsequent conversations with the underwriter, I asked him about buying insurance we thought we had, he said, "do you have any idea how much that insurance would cost? Why do think all those conditional clauses are in place?"
I learned a lot about insurance, conditionals, and clauses from that research.