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Old 06-27-2011, 12:04 PM   #11
Jay
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We have three credit cards...

1. substantial credit limit, for surprise, needed, purchases (appliance failure for example

2. low limit card ($500) for internet orders

3. Gas only card for a 5% rebate on all gas purchases.... we average 1 or 2 $25 gift cards for gas sent to us each month.

None of the cards is ever allowed to carry a balance over to the next month.

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Old 06-27-2011, 12:23 PM   #12
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I fly quite a bit so I have an airline based credit card. Everything I buy goes on the card and I pay it off in full each month. Me and my family have had many flights free or greatly reduced fares because of it. You have to be vigilant in paying it off each month or the interest will start adding up.

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