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Old 06-26-2013, 01:40 AM   #11
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as a general rule, young men pay a huge price for insurance until they are at least 25. but actually, there is no way to even give a ballpark figure, because it depends on so many different things. like has he had driver's ed? where do you live? will he be on your insurance or on his own policy? also different insurance companies even in the same palce can have a huge difference in price for the same amount of insurance. just too many variables to give an answer.

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Old 06-26-2013, 01:41 AM   #12
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I was 16 with an 93 camaro paying 285 a month fpr insurance on my own plan with basic coverage and no comp or collision .. Yet another reason why living in ny sucks real bad..

I pay 140 a month now in 21 with a 03 dakota.. Got 50/100/50 liability and full comp and collision..

Just a heads up, whoever he goes with, have him get a quote from qeico when he turns 18.. They don't insure anyone under that age.. I started with State Farm...

I went from 1850 every 6 months to 640 every 6 months.. So I guess I can say I called geico and saved a ton on my car insurance!!! 65.4% to be exact!!!! Lol

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Old 06-26-2013, 01:51 AM   #13
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When my step son got his license we also talked with our ins. company and got a $1,000,000 umbrella. Have to think about in dollars and cents. Basic liability is somewhere around $25,000 property damage. If he were to rear end a basic SUV that is newish and total it there wouldn't be enough coverage to pay for it. Guess who is in the hook for the rest???? The umbrella only cost us like $12 a month so it was a brainless decision.

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Old 06-26-2013, 02:00 AM   #14
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age does have it's advantages. i'm 50 and was paying about $220 a month for full coverage insurance on two vehicles and our home insurance combined. when you combine auto and home insurance together, most companies give a discount. plus having a squeaky clean driving record helps a huge amount as well.

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Old 07-04-2013, 07:42 PM   #15
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Axxe is right. I also know someone who benefits when it comes to insurance because of his age, 50+ or so. I guess you just have to look for a cheap insurance for young drivers since young drivers are considered high risk by insurance companies.

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